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Borrow the way that works best for you

Not all Personal Loans are exactly the same. At Great Erie, we offer loans that require no collateral, that help build your credit, that can serve as overdraft protection, and more. The common thread? No matter which one you choose, you'll come out ahead with our competitive rates and no annual fees.

Revolving/Overdraft Protection Loan

  • Revolving Line of Credit
  • An unsecured line of credit available up to $2,500
  • Make payments on the Line of Credit every month, just as you would a credit card
  • No collateral required
  • Can be used as overdraft protection for Great Erie Checking Accounts
  • No advance fees and no annual fee

Share Secured Loan

  • The loan is secured (or guaranteed) by the balance in your Great Erie Savings or Certificate Account
  • Available in amounts from $500 to $250,000
  • Financing available for up to 15 years
  • No annual fee

Signature Loan

  • No collateral required
  • Borrow up to $20,000
  • Flexible repayment terms of up to 72 months
  • Often used for home improvement projects, debt consolidation, or major purchases

Credit Builder Loan

  • Ideal for building your credit history or raising your credit score
  • Loan secured by the balance in other Great Erie accounts
  • $1,000 maximum loan amount
  • 12-month repayment term
  • No credit check required

Great Erie Federal Credit Union is a full-service credit union with New York branches in Orchard Park and East Aurora.

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