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Home is where the happiness is

You should be excited about your new home. It's a place to make memories, celebrate good times, and relax with loved ones. At Great Erie, we want to help you enjoy every moment. Our trusted lending partners at OwnersChoice Funding offer many mortgage types and can guide you to one that fits your personal finances and keeps monthly payments under control. All loans feature:

Fixed-Rate Loans

  • Interest rate stays the same over the life of the mortgage
  • Makes budgeting easier and more predictable
  • Terms are available from 10 to 30 years

Adjustable-Rate Loans

  • Benefit from lower initial interest rate
  • After the initial period, the interest rate may be adjusted periodically
  • Caps limit the size of rate increases

FHA (Federal Housing Administration)

  • For borrowers who may not qualify for a conventional mortgage
  • Down payments as low as 3.5% of purchase price
  • One to four-unit homes eligible
  • Excellent option for first-time homebuyers

VA Loans

  • For eligible veterans, service members, reservists, and surviving spouses (under certain circumstances)
  • Options featuring no down payment
  • Private Mortgage Insurance not required
  • Ceiling on closing costs

USDA

  • For those who want to live in rural areas or certain suburbs
  • No down payment required
  • Fixed interest rates
  • Check property eligibility online

Get started with an investment property loan from Great Erie.

  • Affordable Rates
  • Local Services for the Life of the Loan
  • Residential Rental Property
  • Maximum 15-Year Term

We’re your Great Erie Mortgage Team.

Contact any one of our Loan Officers at 716-662-1311, Option #5

Loan subject to lending criteria and guidelines.

Great Erie Federal Credit Union is a full-service credit union with New York branches in Orchard Park and East Aurora.

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