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Rates: Effective June 1, 2017 

APY = Annual Percentage Yield

Savings Accounts
Savings
Youth
Minimum Balance Rate APY Rate APY
$0 to $24.99    0%   0% .10% .10%
$25 to $999.99 .10% .10% .10% .10%
$1,000 to $9,999.99 .10% .10% .10% .10%
$10,000 to $24,999.99 .10% .10% .10% .10%
$25,000 to $49,999.99 .10% .10% .10% .10%
> $50,000 .10% .10% .10% .10%
Term Share Accounts
1 Year Share Certificate Accounts & 1 Year IRAs
Minimum Balance Rate APY
$1,000 - $9,999.99 .50% .50%
$10,000 - $19,999.99 .50% .50%
$20,000 - $29,999.99 .50% .50%
$30,000 - $49,999.99 .50% .50%
> $50,000 .50% .50%
Term Share Accounts
2 Year Share Certificate Accounts & 2 Year IRAs
Minimum Balance Rate APY
$1,000 - $9,999.99 .70% .70%
$10,000 - $19,999.99 .70% .70%
$20,000 - $29,999.99 .70% .70%
$30,000 - $49,999.99 .70% .70%
> $50,000 .70% .70%
Term Share Accounts
3 Year Share Certificate Accounts
Minimum Balance Rate APY
$1,000 - $9,999.99   .90%   .90%
$10,000 - $19,999.99   .90%   .90%
$20,000 - $29,999.99   .90%   .90%
$30,000 - $49,999.99   .90%   .90%
> $50,000   .90%   .90%

Term Share Accounts
4 Year Share Certificate Accounts

Minimum Balance Rate APY
$1,000 - $9,999.99  1.20%  1.20%
$10,000 - $19,999.99  1.20%  1.20%
$20,000 - $29,999.99  1.20%  1.20%
$30,000 - $49,999.99  1.20%  1.20%
> $50,000  1.20%  1.20%

Term Share Accounts
5 Year Share Certificate Accounts
Minimum Balance Rate APY
$1,000 - $9,999.99 1.35% 1.35%
$10,000 - $19,999.99 1.35% 1.35%
$20,000 - $29,999.99 1.35% 1.35%
$30,000 - $49,999.99 1.35% 1.35%
> $50,000 1.35% 1.35%

Money Market
Minimum Balance $2500 Rate APY
$2,500 - $24,999.99  .25%  .25%
$25,000 - $49,999.99  .30%  .30%
> $50,000  .30%  .30%
IRA
Minimum Balance $50 Rate APY
$50 - $24,999.99  .25%  .25%
$25,000 - $49,999.99  .30%  .30%
> $50,000  .30%  .30%

* Dividends are earned on the average daily balance and paid monthly.  Rates quoted are anticipated to be paid on June 30, 2017. Dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors.

** Dividends are earned on the average daily balance and paid quarterly.  Rates quoted are anticipated to be paid on June 30, 2017, but may change. Dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors.  Once a Share Term Deposit is purchased, that rate is locked in for the term of the deposit.

*** A substantial penalty will be assessed on funds withdrawn prior to maturity on all Term Share Accounts and Term IRA Certificates.

APY: Annual Percentage Yield.  APY assumes dividends remain in account until maturity.  Withdrawals reduce earnings.  The above rates are anticipated to be paid for their respective dividend periods, but may change.  Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves.  These rates are not guaranteed for the current dividend period.

Fees may reduce earnings 

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